● Caution Firm: Caution

FundingPips — Zero

Instant funded, no evaluation. The headline “1% target” hides a real 4.8% requirement once consistency rules, minimum days, and an unpayable 3% safety net are all counted in.

The 1% target is misleading, and the real number is higher still. To request a payout you must complete 7 profitable days, each with at least 0.25% gain. Minimum total: 1.77%. The 15% consistency rule forces nearly equal daily gains, pushing the effective target to 1.8–2.0%. On top of that sits a separate 3% safety net you're required to generate but can never actually request as a payout, money the trader still has to earn through real trading, just money that never leaves FundingPips' pocket. Add that in and the true total return required before your first cheque is 4.8%, not 1%.
Rule Value
1st Target (GT$)4.8%
TypeInstant funded — no evaluation
Profit Target1% (effective ~1.8–2.0%)
Max Daily Loss3%
Max Loss5% trailing
Drawdown TypeTrailing
Min Trading Days7 profitable days (≥0.25% each)
Consistency Rule15% — best day ≤ 15% of total profit
Time Limit30 days
News TradingBanned — immediate termination if trades open within 10 min of major news
Profit Split95%
Payout Cycle~8 days (best case)

The Problem

Trailing drawdown on an instant account

5% trailing drawdown means your floor rises with every pip of profit. Combined with a 3% daily limit, you have very little room to operate. One bad day after a good run and you breach — not because you lost a lot, but because your buffer evaporated as you profited.

30-day forced activity

You must complete 7 profitable days within 30 days. Take 3 weeks off and you lose the account. This forces trading when there are no setups, which is how accounts get breached — not from bad trades, but from forced trades.

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All data sourced from publicly available websites, trading rules pages, FAQ sections, and Terms & Conditions documents. Payout success ratings are based on verified trader reports, public reviews, and personal experiences where noted. Important: several firms maintain separate web and PDF terms that contain conflicting language — the PDF is the controlling document. Always read the full PDF terms before purchasing any account. This is educational material — always verify current terms directly with the firm.

Updated: Jul 21, 2026